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1023 1st Street Surf City, NC 28445

$1,049,000
Status: Active
Days on site: 4
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3Bed
3Bath
1440Sqft

House Description

Rare Topsail Island waterfront opportunity with deep-water boating access at all tides, a private boat lift, and a short walk to the beach! This beautifully renovated Surf City canal-front home offers the best of coastal living, combining incredible boating convenience, beautiful sunset views, and easy beach access. One of this property's most desirable features is its deep-water canal frontage, allowing boating access even at the lowest tides. No need to plan your adventures around the tide! Keep your boat on your private lift right in the backyard, ready for spontaneous fishing trips, sunset cruises, and days exploring the waterways surrounding Topsail Island. When you're ready for the beach, enjoy a short walk to public beach access featuring restrooms, a park, and an accessible ramp with no stairs. Inside, this 3-bedroom, 2-bath home has undergone extensive renovations in 2026, creating a beautiful, modern coastal retreat. The open-concept living area features stunning shiplap ceilings with a center beam, recessed lighting, and premium LVP flooring throughout. The completely updated kitchen is perfect for entertaining, featuring a large island with seating for six, granite countertops, new soft-close cabinetry, upgraded pantry storage, a six-burner gas range with convection and air-fry oven, and an exterior-vented range hood. Both bathrooms have been beautifully updated with quartz countertops, modern fixtures, and a custom tiled walk-in shower in the primary suite. Additional improvements include fresh paint, updated lighting, ceiling fans, and hardware throughout. This home is thoughtfully equipped for coastal living with a metal roof, storm shutters, storm windows, thermal doors, a whole-home standby generator, propane heating, gas cooking, and a tankless water heater. Outdoor living is equally impressive, featuring a screened-in deck, composite decking, covered lower-level spaces, fenced yard, irrigation system, and cargo lift. A fully wired waterside workshop with a half bath and custom shelving provides excellent storage for boating gear, beach equipment, and hobbies. Located in a peaceful section of Surf City, you'll enjoy a relaxed coastal atmosphere while remaining close to restaurants, shopping, and everything Topsail Island has to offer. Your boat in the backyard, the beach a short walk away, and a beautifully updated home ready to enjoy! Whether you're looking for a primary residence, second home, or waterfront getaway, this property offers a rare combination of location, lifestyle, and thoughtful upgrades. Sellers are offering $5,000 toward buyer closing costs for buyers able to close by November 30, 2026!
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Highlights

Listing provided courtesy of: REAL Broker LLC

Property Type Residential
Lot/Acreage 0.15
Year Built 1992
County Onslow
Neighborhood Old Settlers Beach
Listing ID 100584283

Interior Features

Bedrooms and Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full Bathrooms: 2
  • 1/2 Bathrooms: 1
Other
  • Walk-in Closet(s)
  • High Ceilings
  • Whole-Home Generator
  • Kitchen Island
  • Elevator
  • Ceiling Fan(s)
  • Pantry
  • Walk-in Shower
  • Blinds/Shades
  • Walk-In Closet(s)
  • Security Lights
  • Smoke Detector(s)
Appliances
  • Gas OvenBuilt-In MicrowaveWasherRefrigeratorIce MakerDryerDishwasherENERGY STAR Qualified AppliancesTankless Water HeaterGas RangeGenerator
  • Air Cond: Central Air Ceiling Fan(s) Heat Pump
  • Floor: LVT/LVPCarpet
  • Water: Public

Exterior Features

  • Lot: Dead EndFront YardBoat SlipBoat DockBoat LiftDeeded WaterfrontNavigable WaterWater Depth 4+
  • Lot Dimensions: irregular
  • Zoning: MHS
  • Roof: Metal
  • Sewer: Municipal Sewer,Surf City
  • Others: Shutters - Board/Hurricane Outdoor Shower Irrigation System Storm Doors Thermal Doors Skylight(s) Storm Window(s) Thermal Doors Storm Door(s)
  • Parking Features: Attached Covered Lighted Off Street On Site Paved

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